Legal

Terms of Service

The contract that governs every transaction settled through Escrowlyst. Plain English first, legal precision underneath.

Last updated · January 1, 2026

1. Who you are contracting with

"Escrowlyst" refers to the operating entity behind @escrowlyston Telegram and the website at escrowlyst.com. By initiating a deal on Telegram you accept these terms in full.

2. The service we provide

Escrowlyst is a neutral middleman for digital deals. We custody the buyer’s funds in a multi-signature vault, verify delivery against the agreed terms, and release funds to the seller minus the middleman fee. Every deal lives inside a single Telegram thread with our team.

3. Eligibility

  • You must be 18 years old (or the age of majority in your jurisdiction).
  • You must not be subject to sanctions in any jurisdiction we operate in.
  • You must not be acting on behalf of an undisclosed third party.

4. Legal-only mandate

Escrowlyst will exclusively facilitate transactions for legally permissible offerings. We refuse — and where required, report — any deal that falls within our Prohibited Items policy.

5. The middleman fee

Non-Refundable Policy. The middleman service fee is strictly non-refundable and non-negotiable. In the event of a failed or aborted deal, this fee will still be deducted from any refund issued to the buyer. By depositing into an Escrowlyst vault you agree to this policy explicitly.

The headline fee is 2.5% of the deal value, quoted in your thread before any deposit, and locked for the life of the deal. See the Fee Schedule for worked examples.

6. Deposits, holds and releases

  • Deposits are considered final once confirmed on-chain at the network’s standard finality.
  • Funds are held in a per-deal multi-sig vault until release conditions are met.
  • Release occurs after the buyer confirms delivery, the inspection window expires without a dispute, or a binding dispute decision is issued.
  • Refunds (where applicable) are issued to the original deposit address minus the middleman fee.

7. Conduct inside a deal thread

  • Be honest about identity, ownership and the asset.
  • Do not threaten, harass, dox or attempt to defraud the counterparty or our staff.
  • Do not attempt to move the deal off Escrowlyst once a vault has been opened.
  • Do not delete messages or files — the entire thread is treated as evidence.

8. KYC and AML

You agree to provide identification and source-of-funds evidence where required under our AML / KYC Policy. We may suspend or refuse any deal that fails screening, without obligation to explain.

9. Disputes

Disputes are handled per our Dispute Resolution policy. Decisions issued by our dispute officer are binding on both parties. Appeals are limited per that policy.

10. Limitations of liability

10.1 What we are liable for

We are liable for gross negligence in our custody, verification, or dispute-resolution procedures, up to the value of the affected vault.

10.2 What we are not liable for

  • Counterparty conduct outside the Telegram thread.
  • Loss of access to your Telegram account.
  • Cryptocurrency network outages, congestion, or protocol-level events.
  • Off-chain disputes the parties resolve without notifying us.
  • Indirect, consequential or punitive damages.

11. Suspension and termination

We may suspend a deal at any time if we suspect fraud, sanctions exposure, prohibited content, or breach of these terms. Where lawful, we will explain why. Where not, we will simply refuse.

12. Tax

You are solely responsible for the tax treatment of the assets you buy or sell through Escrowlyst. We provide receipts and transaction history sufficient for your filings.

13. Changes to these terms

We may amend these terms from time to time. Material changes are announced on this page with at least 30 days’ notice. Continued use after the effective date constitutes acceptance.

14. Governing law

These terms are governed by English law. The competent courts of England and Wales have non-exclusive jurisdiction.

15. Contact

For any question about these terms, message @escrowlyst on Telegram with the subject "TERMS".